Financing up to 100%

With Crédits Conseils, you can get a loan of CHF 5'000.- to CHF 250'000.- to finance your project.

Flexible maturity adapted to your project/budget

Credits Conseils offers an adapted loan maturity with up to 60 monthly installments.

Best interest rates on the market

Crédits Conseils offers the best interest rates on the market adapted to your situation.
Fixed rates throughout the duration of your credit.

Fast reply

Crédits Conseils strives to provide you a fast reply upon receiving all your documents.

Security throughout the repayment

With Crédits Conseils, benefit from an insurance plan that covers job loss and death as part of each monthly installment.

Pay less in taxes

Enjoy fiscal advantages by deducting the interest on your loan from your taxable income.

Client-friendly approach

With Crédits Conseils you can pay back the totality of your loan at any moment and all non-incurred interest will be refunded.

Direct credit

Your loan is paid directly into your bank account.

No administrative fees

At Crédits Conseils, we don't charge any administration fees up until the signing of your contract. Your monthly installments are clear and include everything.

No title retention clause

With Crédits Conseils, there is no title retention clause. Your monthly installments are clear and include everything. The financed object belongs to you in its entirety.

Simulation de crédit
immobilier


 

 

 



Repurchase of credit


Merge all your credits

in one and reduce your monthly payments
Find out more

 

Crédits Conseils offers to private individuals a wide range of products including personal loans, travel credit, credit and mortgage repurchase, in addition to complimentary financial services for private individuals and the self-employed.


Mortgage Loan in Switzerland:


1. What are the steps to acquire real estate in Switzerland?
2. Who is eligible for a mortgage loan?
3. What documents are needed to avail a loan?
4. How is a mortgage loan structured?


3. What documents are needed to avail a loan?

Personal Dovuments:

 • Copy of your ID card or passport
 • Copy of your residence permit B or C
 • Copy of your 3 latest salary slips or 3 latest balance sheets and 3 latest P&L statements
 • Copy of your latest tax statement
 • If you have a bonus at the end of the year, proof for the last 3 years
 • Proof of your capital sum (Certificate LPP, 3rd pillar, Savings)
 • Certificate of "Non-Pursuit"

Documents concerning the property: (Provided by the seller)

 • Detailed description of the property
 • Extract from the Land Register (PPE : Lot + Parcel)
 • Extract from the Cadastral Map
 • Appraisal (if there is one)
 • Blueprints of the property
 • Photo of the property
 • If you planing to do any modifications to your property, estimate of the additional costs of the works
 • If PPE, co-ownership rule


For married persons the same documents are required for both