With Crédits Conseils, you can get a loan of CHF 5'000.- to CHF 250'000.- to finance your project.
Credits Conseils offers an adapted loan maturity with up to 60 monthly installments.
Crédits Conseils offers the best interest rates on the market adapted to your situation.
Fixed rates throughout the duration of your credit.
Crédits Conseils strives to provide you a fast reply upon receiving all your documents.
With Crédits Conseils, benefit from an insurance plan that covers job loss and death as part of each monthly installment.
Enjoy fiscal advantages by deducting the interest on your loan from your taxable income.
With Crédits Conseils you can pay back the totality of your loan at any moment and all non-incurred interest will be refunded.
Your loan is paid directly into your bank account.
At Crédits Conseils, we don't charge any administration fees up until the signing of your contract. Your monthly installments are clear and include everything.
With Crédits Conseils, there is no title retention clause. Your monthly installments are clear and include everything. The financed object belongs to you in its entirety.
1. What are the steps to acquire real estate in Switzerland?
2. Who is eligible for a mortgage loan?
3. What documents are needed to avail a loan?
4. How is a mortgage loan structured?
• Copy of your ID card or passport
• Copy of your residence permit B or C
• Copy of your 3 latest salary slips or 3 latest balance sheets and 3 latest P&L statements
• Copy of your latest tax statement
• If you have a bonus at the end of the year, proof for the last 3 years
• Proof of your capital sum (Certificate LPP, 3rd pillar, Savings)
• Certificate of "Non-Pursuit"
• Detailed description of the property
• Extract from the Land Register (PPE : Lot + Parcel)
• Extract from the Cadastral Map
• Appraisal (if there is one)
• Blueprints of the property
• Photo of the property
• If you planing to do any modifications to your property, estimate of the additional costs of the works
• If PPE, co-ownership rule