Financing up to 100%
With Crédits Conseils, you can get a loan of CHF 5'000.- to CHF 250'000.- to finance your project.
Flexible maturity adapted to your project/budget
Credits Conseils offers an adapted loan maturity with up to 60 monthly installments.
Best interest rates on the market
Crédits Conseils offers the best interest rates on the market adapted to your situation.
Fixed rates throughout the duration of your credit.
Fast reply
Crédits Conseils strives to provide you a fast reply upon receiving all your documents.
Security throughout the repayment
With Crédits Conseils, benefit from an insurance plan that covers job loss and death as part of each monthly installment.
Pay less in taxes
Enjoy fiscal advantages by deducting the interest on your loan from your taxable income.
Client-friendly approach
With Crédits Conseils you can pay back the totality of your loan at any moment and all non-incurred interest will be refunded.
Direct credit
Your loan is paid directly into your bank account.
No administrative fees
At Crédits Conseils, we don't charge any administration fees up until the signing of your contract. Your monthly installments are clear and include everything.
No title retention clause
With Crédits Conseils, there is no title retention clause. Your monthly installments are clear and include everything. The financed object belongs to you in its entirety.
French mortgage loans for those employed in Switzerland :
1. What are the steps to acquire real estate in France?
2. Who is eligible for a mortgage loan?
3. What documents are needed to obtain a loan?
4. How is a mortgage loan structured?
3. What documents are needed to obtain a loan?
Personal Documents:
• Copy of your ID or passport
• Copy of your B, C or G residence permit
• Copies of your 3 last salary slips or 3 last balances sheets and the 3 last profit and loss statements
• Copy of your last tax statement
• If you receive end of year bonuses, proof for the last 3 years
• Proof of your savings (LPP Certificate, 3rd pillar, Savings)
• Certificate of non pursuit"
Documentation on the property: (Provided by the seller)
• A detailed description of the property
• Preliminary agreement
• Extract from the land register (PPE: lot and parcel)
• Extract from the cadastral map
• Appraisal (if there is one)
• Photo of the property
• If you are planning to do any work to the property, then an estimate of that work
For married persons, the same documents from both parties are required