Financing up to 100%

With Crédits Conseils, you can get a loan of CHF 5'000.- to CHF 100'000.- to finance your project.

Flexible maturity adapted to your project/budget

Credits Conseils offers an adapted loan maturity with up to 60 monthly installments.

Best interest rates on the market

Crédits Conseils offers the best interest rates on the market adapted to your situation.
Fixed rates throughout the duration of your credit.

Fast reply

Crédits Conseils strives to provide you a fast reply upon receiving all your documents.

Security throughout the repayment

With Crédits Conseils, benefit from an insurance plan that covers job loss and death as part of each monthly installment.

Pay less in taxes

Enjoy fiscal advantages by deducting the interest on your loan from your taxable income.

Client-friendly approach

With Crédits Conseils you can pay back the totality of your loan at any moment and all non-incurred interest will be refunded.

Direct credit

Your loan is paid directly into your bank account.

No administrative fees

At Crédits Conseils, we don't charge any administration fees up until the signing of your contract. Your monthly installments are clear and include everything.

No title retention clause

With Crédits Conseils, there is no title retention clause. Your monthly installments are clear and include everything. The financed object belongs to you in its entirety.

Credit Simulation


 

 



Repurchase of credit


Merge all your credits

in one and reduce your monthly payments
Find out more

 

Crédits Conseils offers to private individuals a wide range of products including personal loans, pool credit, credit and mortgage repurchase, in addition to complimentary financial services for private individuals and the self-employed.


List of mandatory documents necessary for granting a loan:


    Pour Salariés Swiss residents:
  • Copy of your identity card (ID card or Passport)
  • Copy of your residence permit (L, B ou C if other nationality)
  • Proof of income (3 latest salary slips and/or bank statement with the latest salary entries and/or annual salary certificate)
    Pour Self-employed residing in Switzerland:
  • Copy of your identity card (ID card or Passport)
  • Copy of your residence permit (L, B ou C if other nationality))
  • Proof of income (3 latest balance sheets & P/L as well as the latest tax statement)
    For employed Salaried Swiss residents abroad:
    A personal loan may only be granted to cross-boarder residents of Switzerland, that is France, Italy, Germany, Austria and Liechtenstein ..
  • Copy of your identity card (ID card or Passport)
  • Copy of your residence permit (G if other nationality)
  • Proof of income (3 latest salary slips and/or bank statement with the latest salary entries and/or annual salary certificate)
  • Copy of your latest utilities bill
  • Copy of your latest bank statement in the country of residence
  • For French residents, attestation aka " Non Interdit Bancaire " which you can obtain from the Bank of France
For the retired (AVS) :
  • Copy of your identity card (ID card or Passport)
  • Copy of your residence permit (L, B ou C if other nationality)
  • Proof of income

    For married persons the same documents are required for both.

    Download the list of required documents